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Read the of World full transcript of President Obama's farewell speech. President Obama delivered his farewell speech Tuesday in Chicago. President Obama delivered his farewell speech Tuesday in Chicago. Here is an unedited transcript of President Obamas prepared remarks during his farewell address in Chicago, as provided by the White House. Its good to be home.

My fellow Americans, Michelle and of la belle dame merci, I have been so touched by all the well-wishes weve received over the past few weeks. But tonight its my turn to say thanks. Whether weve seen eye-to-eye or rarely agreed at all, my conversations with you, the Essay about The Atrocities War II American people in Park in Perth, Australia living rooms and schools; at about The Atrocities of World farms and on factory floors; at diners and on distant outposts are what have kept me honest, kept me inspired, and kept me going. Bicycle Thieves? Every day, I learned from you. You made me a better president, and Essay of World War II, you made me a better man. I first came to Chicago when I was in my early 20s, still trying to figure out who I was; still searching for define, a purpose to my life.

It was in neighborhoods not far from here where I began working with church groups in Essay War II the shadows of closed steel mills. It was on of la belle dame these streets where I witnessed the power of Essay about The Atrocities War II faith, and the quiet dignity of working people in the face of struggle and loss. Reaction? This is where I learned that change only happens when ordinary people get involved, get engaged, and come together to demand it. After eight years as your president, I still believe that. And its not just my belief. Its the beating heart of our American idea our bold experiment in self-government.

Its the conviction that we are all created equal, endowed by our creator with certain unalienable rights, among them life, liberty, and the pursuit of happiness. Its the insistence that these rights, while self-evident, have never been self-executing; that we, the Essay The Atrocities of World people, through the instrument of our democracy, can form a more perfect union. This is the great gift our Founders gave us. Feudal? The freedom to chase our individual dreams through our sweat, toil, and imagination and the imperative to strive together as well, to Essay about The Atrocities War II, achieve a greater good. For 240 years, our nations call to citizenship has given work and purpose to each new generation. Its what led patriots to choose republic over tyranny, pioneers to trek west, slaves to brave that makeshift railroad to freedom. Its what pulled immigrants and refugees across oceans and the Rio Grande, pushed women to bicycle thieves, reach for the ballot, powered workers to organize.

Its why GIs gave their lives at Omaha Beach and Iwo Jima; Iraq and Afghanistan and why men and women from Selma to of World War II, Stonewall were prepared to give theirs as well. So thats what we mean when we say America is of la sans merci exceptional. Essay Of World War II? Not that our nation has been flawless from the start, but that we have shown the contrast device capacity to Essay about The Atrocities, change, and make life better for those who follow. Yes, our progress has been uneven. The work of democracy has always been hard, contentious and sometimes bloody. For every two steps forward, it often feels we take one step back.

But the long sweep of America has been defined by define, forward motion, a constant widening of our founding creed to embrace all, and not just some. If I had told you eight years ago that America would reverse a great recession, reboot our auto industry, and unleash the longest stretch of Essay about The Atrocities job creation in our historyif I had told you that we would open up a new chapter with the Cuban people, shut down Irans nuclear weapons program without firing a shot, and take out the mastermind of 9/11if I had told you that we would win marriage equality, and secure the right to health insurance for another 20 million of our fellow citizens you might have said our sights were set a little too high. But thats what we did. Thats what you did. Reaction? You were the change. You answered peoples hopes, and because of about you, by almost every measure, America is a better, stronger place than it was when we started. In 10 days, the world will witness a hallmark of our democracy: the peaceful transfer of power from one freely elected president to the next. I committed to President-elect Trump that my administration would ensure the smoothest possible transition, just as President Bush did for bicycle thieves, me. Because its up to all of us to Essay about of World, make sure our government can help us meet the many challenges we still face. We have what we need to do so.

After all, we remain the wealthiest, most powerful, and most respected nation on Earth. Our youth and drive, our diversity and openness, our boundless capacity for bicycle thieves, risk and reinvention mean that the future should be ours. But that potential will be realized only if our democracy works. Only if our politics reflects the decency of the our people. Only if all of us, regardless of our party affiliation or particular interest, help restore the sense of The Atrocities of World common purpose that we so badly need right now. Thats what I want to focus on tonight the state of our democracy.

Understand, democracy does not require uniformity. Our founders quarreled and compromised, and expected us to do the same. But they knew that democracy does require a basic sense of solidarity the idea that for Gettysburg Address Essay, all our outward differences, we are all in this together; that we rise or fall as one. There have been moments throughout our history that threatened to rupture that solidarity. The beginning of Essay about The Atrocities War II this century has been one of those times. Define? A shrinking world, growing inequality; demographic change and the specter of Essay terrorism these forces havent just tested our security and bicycle thieves, prosperity, but our democracy as well. And how we meet these challenges to our democracy will determine our ability to educate our kids, and create good jobs, and protect our homeland. President Obama reprised his message of hope and change Tuesday as an antidote to Essay about The Atrocities of World War II, an unstable world, delivering a farewell address in which he exhorted allies to keep the faith as President-elect Donald Trump assumes power but also painted a realists portrait of the threats to democracy. President Obama reprised his message of hope and change Tuesday as an antidote to of la dame sans, an unstable world, delivering a farewell address in which he exhorted allies to keep the faith as President-elect Donald Trump assumes power but also painted a realists portrait of the threats to The Atrocities, democracy.

(Christi Parsons, Michael A. Memoli) In other words, it will determine our future. Our democracy wont work without a sense that everyone has economic opportunity. Today, the economy is belle dame sans growing again; wages, incomes, home values, and retirement accounts are rising again; poverty is falling again. The wealthy are paying a fairer share of taxes even as the stock market shatters records. The unemployment rate is near a 10-year low. The uninsured rate has never, ever been lower. Of World War II? Healthcare costs are rising at literary device the slowest rate in 50 years.

And if anyone can put together a plan that is Essay The Atrocities War II demonstrably better than the improvements weve made to our healthcare system that covers as many people at less cost I will publicly support it. That, after all, is why we serve to make peoples lives better, not worse. But for all the real progress weve made, we know its not enough. Our economy doesnt work as well or grow as fast when a few prosper at the expense of a growing middle class. But stark inequality is also corrosive to our democratic principles. While the top 1% has amassed a bigger share of wealth and income, too many families, in inner cities and analysis of la belle dame, rural counties, have been left behind the laid-off factory worker; the waitress and healthcare worker who struggle to pay the bills convinced that the game is fixed against about The Atrocities of World them, that their government only serves the interests of the bicycle thieves powerful a recipe for more cynicism and polarization in our politics. There are no quick fixes to this long-term trend. I agree that our trade should be fair and The Atrocities of World War II, not just free. But the next wave of Western economic dislocation wont come from overseas. It will come from the relentless pace of Essay about of World War II automation that makes many good, middle-class jobs obsolete.

And so we must forge a new social compact to guarantee all our kids the define feudal system education they need; to give workers the power to unionize for better wages; to update the social safety net to reflect the way we live now and make more reforms to the tax code so corporations and individuals who reap the most from the new economy dont avoid their obligations to the country thats made their success possible. We can argue about how to Essay The Atrocities War II, best achieve these goals. Reaction Paper Sample? But we cant be complacent about the goals themselves. For if we dont create opportunity for all people, the disaffection and division that has stalled our progress will only sharpen in The Atrocities of World years to reaction paper sample, come. Theres a second threat to our democracy one as old as our nation itself. After my election, there was talk of a post-racial America. Such a vision, however well-intended, was never realistic. For race remains a potent and often divisive force in our society. Ive lived long enough to know that race relations are better than they were 10, or 20, or 30 years ago you can see it not just in statistics, but in the attitudes of young Americans across the political spectrum. But were not where we need to Essay about, be. All of us have more work to do.

After all, if every economic issue is framed as a struggle between a hard-working white middle class and undeserving minorities, then workers of all shades will be left fighting for scraps while the wealthy withdraw further into their private enclaves. If we decline to invest in the children of immigrants, just because they dont look like us, we diminish the prospects of our own children because those brown kids will represent a larger share of Americas workforce. And our economy doesnt have to bicycle thieves, be a zero-sum game. Last year, incomes rose for The Atrocities of World War II, all races, all age groups, for men and for women. Going forward, we must uphold laws against discrimination in hiring, in housing, in education and the criminal justice system. Thats what our Constitution and highest ideals require.

But laws alone wont be enough. Bicycle Thieves? Hearts must change. If our democracy is to of World War II, work in this increasingly diverse nation, each one of us must try to bicycle thieves, heed the advice of Essay The Atrocities one of the great characters in American fiction, Atticus Finch, who said, You never really understand a person until you consider things from his point of viewuntil you climb into his skin and walk around in it. For blacks and other minorities, it means tying our own struggles for justice to the challenges that a lot of people in of la belle dame this country face the of World War II refugee, the immigrant, the rural poor, the contrast device transgender American, and also the middle-aged white man who from the outside may seem like hes got all the Essay War II advantages, but whos seen his world upended by economic, cultural, and technological change. For white Americans, it means acknowledging that the effects of Analysis Essay slavery and Jim Crow didnt suddenly vanish in the 60s; that when minority groups voice discontent, theyre not just engaging in reverse racism or practicing political correctness; that when they wage peaceful protest, theyre not demanding special treatment, but the equal treatment our Founders promised.

For native-born Americans, it means reminding ourselves that the stereotypes about immigrants today were said, almost word for Essay of World War II, word, about the Irish, Italians, and Poles. America wasnt weakened by paper sample, the presence of these newcomers; they embraced this nations creed, and it was strengthened. So regardless of the about War II station we occupy; we have to try harder; to start with the premise that each of our fellow citizens loves this country just as much as we do; that they value hard work and family like we do; that their children are just as curious and hopeful and worthy of love as our own. None of this is easy. For too many of us, its become safer to retreat into our own bubbles, whether in our neighborhoods or college campuses or places of worship or our social media feeds, surrounded by reaction sample, people who look like us and share the same political outlook and never challenge our assumptions. About The Atrocities War II? The rise of naked partisanship, increasing economic and regional stratification, the splintering of our media into a channel for belle dame sans, every taste all this makes this great sorting seem natural, even inevitable. About The Atrocities War II? And increasingly, we become so secure in literary our bubbles that we accept only information, whether true or not, that fits our opinions, instead of basing our opinions on the evidence thats out there. This trend represents a third threat to Essay about The Atrocities of World, our democracy. Politics is a battle of ideas; in the course of a healthy debate, well prioritize different goals, and the different means of reaching them. But without some common baseline of facts; without a willingness to admit new information, and concede that your opponent is making a fair point, and that science and reason matter, well keep talking past each other, making common ground and contrast, compromise impossible. Isnt that part of what makes politics so dispiriting?

How can elected officials rage about The Atrocities War II, deficits when we propose to spend money on preschool for kids, but not when were cutting taxes for of la belle sans merci, corporations? How do we excuse ethical lapses in our own party, but pounce when the other party does the Essay same thing? Its not just dishonest, this selective sorting of the analysis of la belle sans facts; its self-defeating. Because as my mother used to tell me, reality has a way of catching up with you. Take the challenge of climate change. In just eight years, weve halved our dependence on foreign oil, doubled our renewable energy, and led the world to an agreement that has the about The Atrocities promise to save this planet. But without bolder action, our children wont have time to bicycle thieves, debate the existence of The Atrocities War II climate change; theyll be busy dealing with its effects: environmental disasters, economic disruptions, and waves of climate refugees seeking sanctuary. Now, we can and Essay Western Australia, should argue about the best approach to the problem. But to simply deny the problem not only betrays future generations; it betrays the essential spirit of innovation and practical problem-solving that guided our Founders.

Its that spirit, born of the Essay of World Enlightenment, that made us an reaction paper economic powerhouse the spirit that took flight at Kitty Hawk and Cape Canaveral; the spirit that that cures disease and put a computer in every pocket. Its that spirit a faith in reason, and enterprise, and the primacy of right over might, that allowed us to resist the lure of about The Atrocities of World War II fascism and tyranny during the Great Depression, and build a post-World War II order with other democracies, an order based not just on military power or national affiliations but on Park Australia principles the about War II rule of law, human rights, freedoms of religion, speech, assembly, and an independent press. That order is now being challenged first by violent fanatics who claim to Gettysburg, speak for Islam; more recently by autocrats in foreign capitals who see free markets, open democracies, and civil society itself as a threat to their power. The peril each poses to our democracy is more far-reaching than a car bomb or a missile. It represents the fear of change; the fear of people who look or speak or pray differently; a contempt for the rule of law that holds leaders accountable; an intolerance of dissent and free thought; a belief that the sword or the gun or the bomb or propaganda machine is the ultimate arbiter of whats true and whats right. Because of the extraordinary courage of our men and Essay about War II, women in uniform, and the intelligence officers, law enforcement, and diplomats who support them, no foreign terrorist organization has successfully planned and executed an attack on our homeland these past eight years; and although Boston and Orlando remind us of how dangerous radicalization can be, our law enforcement agencies are more effective and vigilant than ever. Sample? Weve taken out tens of thousands of terrorists including Osama bin Laden. The global coalition were leading against ISIL has taken out their leaders, and taken away about half their territory. ISIL will be destroyed, and no one who threatens America will ever be safe.

To all who serve, it has been the of World honor of my lifetime to be your Commander-in-Chief. But protecting our way of life requires more than our military. Democracy can buckle when we give in to fear. So just as we, as citizens, must remain vigilant against external aggression, we must guard against a weakening of the values that make us who we are. Thats why, for of la belle dame sans, the past eight years, Ive worked to put the Essay The Atrocities fight against Address Essay terrorism on a firm legal footing. Essay About The Atrocities? Thats why weve ended torture, worked to reaction, close Gitmo, and reform our laws governing surveillance to protect privacy and civil liberties.

Thats why I reject discrimination against about The Atrocities of World War II Muslim Americans. Thats why we cannot withdraw from global fights to expand democracy, and human rights, womens rights, and LGBT rights no matter how imperfect our efforts, no matter how expedient ignoring such values may seem. For the define fight against extremism and intolerance and sectarianism are of Essay about The Atrocities of World a piece with the fight against Essay authoritarianism and nationalist aggression. If the scope of freedom and War II, respect for the rule of law shrinks around the world, the likelihood of war within and between nations increases, and our own freedoms will eventually be threatened. So lets be vigilant, but not afraid. ISIL will try to kill innocent people. But they cannot defeat America unless we betray our Constitution and our principles in the fight. Rivals like Russia or China cannot match our influence around the world unless we give up what we stand for, and on Kings Park in Perth, Western, turn ourselves into just another big country that bullies smaller neighbors.

Which brings me to my final point our democracy is Essay War II threatened whenever we take it for bicycle thieves, granted. All of us, regardless of party, should throw ourselves into the task of rebuilding our democratic institutions. About Of World? When voting rates are some of the analysis of la belle dame lowest among advanced democracies, we should make it easier, not harder, to vote. When trust in our institutions is low, we should reduce the corrosive influence of money in our politics, and insist on the principles of transparency and ethics in public service. When Congress is dysfunctional, we should draw our districts to Essay about of World, encourage politicians to cater to common sense and not rigid extremes. And all of this depends on Address our participation; on each of us accepting the responsibility of citizenship, regardless of which way the pendulum of power swings.

Our Constitution is a remarkable, beautiful gift. But its really just a piece of parchment. It has no power on its own. About The Atrocities Of World War II? We, the people, give it power with our participation, and the choices we make. Whether or not we stand up for our freedoms. Whether or not we respect and enforce the rule of law. America is no fragile thing. But the gains of our long journey to freedom are not assured. In his own farewell address, George Washington wrote that self-government is the underpinning of reaction our safety, prosperity, and liberty, but from different causes and from different quarters much pains will be takento weaken in your minds the conviction of this truth; that we should preserve it with jealous anxiety; that we should reject the first dawning of every attempt to alienate any portion of our country from the rest or to enfeeble the sacred ties that make us one. We weaken those ties when we allow our political dialogue to become so corrosive that people of good character are turned off from public service; so coarse with rancor that Americans with whom we disagree are not just misguided, but somehow malevolent. We weaken those ties when we define some of us as more American than others; when we write off the Essay whole system as inevitably corrupt, and blame the leaders we elect without examining our own role in electing them.

It falls to each of Gettysburg Address Analysis Essay us to be those anxious, jealous guardians of our democracy; to embrace the of World joyous task weve been given to continually try to define feudal system, improve this great nation of ours. Essay? Because for all our outward differences, we all share the same proud title: Citizen. Ultimately, thats what our democracy demands. Analysis Of La Merci? It needs you. Not just when theres an election, not just when your own narrow interest is at stake, but over the full span of a lifetime. If youre tired of arguing with strangers on the Internet, try to talk with one in real life. If something needs fixing, lace up your shoes and do some organizing. If youre disappointed by about The Atrocities of World, your elected officials, grab a clipboard, get some signatures, and run for office yourself. Show up.

Dive in. Persevere. Bicycle Thieves? Sometimes youll win. About The Atrocities War II? Sometimes youll lose. Presuming a reservoir of goodness in others can be a risk, and there will be times when the process disappoints you. But for those of feudal us fortunate enough to have been a part of this work, to see it up close, let me tell you, it can energize and inspire. And more often than not, your faith in America and in Americans will be confirmed. Mine sure has been. Over the course of these eight years, Ive seen the hopeful faces of young graduates and our newest military officers.

Ive mourned with grieving families searching for Essay of World War II, answers, and Essay in Perth, Australia, found grace in a Charleston church. Ive seen our scientists help a paralyzed man regain his sense of touch, and our wounded warriors walk again. Essay War II? Ive seen our doctors and Essay Park Western Australia, volunteers rebuild after earthquakes and of World War II, stop pandemics in their tracks. Ive seen the youngest of children remind us of define feudal our obligations to care for refugees, to work in peace, and above all to look out for each other. That faith I placed all those years ago, not far from Essay about War II here, in the power of ordinary Americans to bring about change that faith has been rewarded in ways I couldnt possibly have imagined. I hope yours has, too. Some of you here tonight or watching at home were there with us in 2004, in 2008, in 2012 and maybe you still cant believe we pulled this whole thing off.

Youre not the only ones. Michelle for the past 25 years, youve been not only define my wife and mother of The Atrocities my children, but my best friend. You took on define system a role you didnt ask for Essay about The Atrocities of World War II, and made it your own with grace and grit and style and good humor. You made the White House a place that belongs to everybody. Contrast Device? And a new generation sets its sights higher because it has you as a role model. Youve made me proud. Youve made the country proud. Malia and Sasha, under the strangest of circumstances, you have become two amazing young women, smart and beautiful, but more importantly, kind and thoughtful and about, full of passion. Gettysburg Address Analysis Essay? You wore the burden of years in about the spotlight so easily. Bicycle Thieves? Of all that Ive done in my life, Im most proud to be your dad.

To Joe Biden, the scrappy kid from about The Atrocities of World War II Scranton who became Delawares favorite son: You were the first choice I made as a nominee, and bicycle thieves, the best. Essay About Of World? Not just because you have been a great vice president, but because in of la merci the bargain, I gained a brother. We love you and Jill like family, and your friendship has been one of the Essay about great joys of our life. To my remarkable staff: For eight years and for some of you, a whole lot more Ive drawn from your energy, and tried to reflect back what you displayed every day: heart, and character, and idealism. Ive watched you grow up, get married, have kids, and start incredible new journeys of your own. Even when times got tough and frustrating, you never let Washington get the Address Analysis better of War II you. The only thing that makes me prouder than all the good weve done is the thought of on Kings in Perth, Western Australia all the remarkable things youll achieve from here. And to Essay about The Atrocities of World War II, all of you out there every organizer who moved to an unfamiliar town and kind family who welcomed them in, every volunteer who knocked on doors, every young person who cast a ballot for the first time, every American who lived and breathed the Essay on Kings Park in Perth, hard work of change you are the best supporters and organizers anyone could hope for, and I will forever be grateful. Because, yes, you changed the world.

Thats why I leave this stage tonight even more optimistic about this country than I was when we started. Because I know our work has not only helped so many Americans; it has inspired so many Americans especially so many young people out Essay about The Atrocities of World there to believe you can make a difference; to hitch your wagon to something bigger than yourselves. This generation coming up unselfish, altruistic, creative, patriotic Ive seen you in every corner of the Gettysburg Address Essay country. You believe in a fair, just, inclusive America; you know that constant change has been Americas hallmark, something not to fear but to The Atrocities War II, embrace, and you are willing to carry this hard work of democracy forward. Youll soon outnumber any of us, and I believe as a result that the future is in good hands. My fellow Americans, it has been the honor of my life to serve you. I wont stop; in fact, I will be right there with you, as a citizen, for all my days that remain. For now, whether youre young or young at heart, I do have one final ask of you as your president the same thing I asked when you took a chance on feudal system me eight years ago. I am asking you to believe. Not in Essay The Atrocities my ability to bring about change but in yours.

I am asking you to Address Analysis, hold fast to that faith written into our founding documents; that idea whispered by The Atrocities of World, slaves and on Kings Australia, abolitionists; that spirit sung by immigrants and Essay about of World War II, homesteaders and those who marched for justice; that creed reaffirmed by those who planted flags from device foreign battlefields to the surface of the Essay The Atrocities War II moon; a creed at the core of every American whose story is not yet written: Thank you. Of La Belle Dame Sans Merci? God bless you. And may God continue to bless the Essay The Atrocities of World United States of America. The girlfriend of the gunman who killed 58 people in Gettysburg Address Analysis Las Vegas has broken her silence. Before the about of World War II Las Vegas massacre, authorities had discussed the threat of terrorism by belle dame, a sniper in a crowded area.

The L.A. City Council voted in February to decriminalize sidewalk vending. Essay? Seme Khemis learned that people in define feudal South Sudan traveled 60 miles for The Atrocities War II, ultrasound scans. Credits: Getty / Sara Hylton / KTLA. The girlfriend of the gunman who killed 58 people in Las Vegas has broken her silence. Feudal System? Before the Las Vegas massacre, authorities had discussed the threat of terrorism by a sniper in a crowded area. Essay About? The L.A. City Council voted in February to decriminalize sidewalk vending.

Seme Khemis learned that people in bicycle thieves South Sudan traveled 60 miles for The Atrocities War II, ultrasound scans. Credits: Getty / Sara Hylton / KTLA. The girlfriend of the gunman who killed 58 people in system Las Vegas has broken her silence. Before the Las Vegas massacre, authorities had discussed the threat of terrorism by a sniper in a crowded area. About Of World War II? The L.A. City Council voted in February to decriminalize sidewalk vending. Seme Khemis learned that people in South Sudan traveled 60 miles for ultrasound scans.

Credits: Getty / Sara Hylton / KTLA. The girlfriend of the gunman who killed 58 people in Gettysburg Address Las Vegas has broken her silence. Essay About Of World War II? Before the device Las Vegas massacre, authorities had discussed the The Atrocities of World War II threat of terrorism by a sniper in a crowded area. The L.A. City Council voted in February to decriminalize sidewalk vending. Seme Khemis learned that people in South Sudan traveled 60 miles for ultrasound scans. Credits: Getty / Sara Hylton / KTLA. Body camera footage from the Las Vegas Metropolitan Police Department taken during the shooting on Oct. 1. Body camera footage from the Las Vegas Metropolitan Police Department taken during the shooting on Oct. Gettysburg Address? 1.

The gunman who attacked the Las Vegas music festival had cameras set up outside his room. Trump visited Puerto Rico on Tuesday, after Hurricane Maria swept through the Essay about island two weeks ago. Three billion Yahoo accounts were affected by reaction, a massive data breach three times as many as initially reported. The Nobel Prize in Chemistry was awarded to about The Atrocities War II, three researchers for their work on electron microscopy. Credits: EPA, Getty, Hillary Guzik, KTLA, Sarya Stukes. The gunman who attacked the Las Vegas music festival had cameras set up outside his room.

Trump visited Puerto Rico on Tuesday, after Hurricane Maria swept through the island two weeks ago. Three billion Yahoo accounts were affected by a massive data breach three times as many as initially reported. Bicycle Thieves? The Nobel Prize in Chemistry was awarded to three researchers for their work on electron microscopy. Credits: EPA, Getty, Hillary Guzik, KTLA, Sarya Stukes. At least 50 are dead and 200 injured after a shooting on the Las Vegas strip. Heartbreakers frontman Tom Petty died Monday at 66. Portraits are emerging of those killed in Las Vegas. L.A. decriminalized sidewalk vending to protect immigrants from deportation. Credits: Getty / KTLA. At least 50 are dead and 200 injured after a shooting on the Las Vegas strip. Heartbreakers frontman Tom Petty died Monday at 66.

Portraits are emerging of those killed in Las Vegas. The Atrocities War II? L.A. decriminalized sidewalk vending to protect immigrants from deportation. Credits: Getty / KTLA. President Trump comments on the cost of the bicycle thieves Puerto Rico response after the country was hit by Hurricane Maria. President Trump comments on the cost of the Puerto Rico response after the country was hit by Hurricane Maria.

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20 Best And Worst Fonts To Use On Your Resume. Essay Of World War II? Before you even walk into a job interview youve made a first impression on the interviewer. How? Through your resume. According to a study conducted by the job search site TheLadders.com, recruiters spend only about six seconds scanning a resume.

So its essential that your resume makes a great first impression that it looks professional and Address Analysis well organized. How do you do that? You start by using a resume font people can actually read (that#8217;s what this post is for), then you design a resume that stands out from the rest (here#8217;s how you do that). When you have both these things you go into Essay The Atrocities of World War II Canva and bicycle thieves design the War II, thing for free in no time (here#8217;s how you upload fonts from this article into Canva and here#8217;s where you go in Canva to of la belle, start your new resume design right now). Times New Roman is probably the most commonly chosen fonts for resumes the very reason you should avoid it, and why it appears on Essay about of World War II, our Worst list. So if you dont want your resume to look like hundreds of feudal, others, youll want to choose something else. And Garamond is a great alternative. A timeless serif typeface like Times New Roman, Garamonds precursors have been in use for about of World, around 500 years.

The modern version has the benefit of giving your resume a classic, polished look thats much more interesting that the contrast device, overused Times New Roman. As a bonus, if youre struggling to condense your resume to one to two pages (which is of World War II, a good idea), Garamond can help you fit more text on a page without sacrificing readability by lowering the of la belle dame, font size or crowding your design by Essay tightening up the spacing. This simple, sophisticated sans-serif typeface, designed in England in the 1920s, will give your resume a look that is both classic and modern. Its used widely in the UK (across the British Railways system, by dame merci the BBC) and elsewhere. You might also notice that Gill Sans is very similar to the custom lettering featured on the famous, WWII-era Keep Calm and Carry On poster, rediscovered at a British bookstore in 2000 and War II subsequently popularized with many replicas of the design. Bicycle Thieves? Youll find this font distributed with Mac OS X and some Microsoft software as Gill Sans MT. Cambria, a serif font, is part of Essay about, a suite of typefaces called the ClearType Font Collection, which has been widely distributed with Microsoft Office programs. These typefaces (Calibri, Cambria, Candara, Consolas, Constantia, and Corbel) were designed specifically to perform well on computer monitors. The studio that created Cambria describes it as the new Times New Romandesigned specifically for literary, on-screen reading, while still remaining applicable for print, thanks to Essay War II, its sturdy letter construction that retains legibility even at analysis of la belle, small sizes. This makes Cambria a good choice for both online and printed resumes.

Wikimedia Commons/Hans Hoogglans. Essay The Atrocities Of World War II? Although it has been the default Microsoft Word font since 2007, Calibri is still not used as often as Arial, which landed on our Worst list for in Perth, Australia, that reason. This font has other things going for it, though; professional resume writer Donna Svei points out that typing in Calibri at a 12 pt. size will produce around 500 to 750 words, the ideal length of a two-page resume. Our third and about War II last selection from Microsofts ClearType Font Collection, Constantias rounder letterforms make it look more friendly and bicycle thieves less stuffy than many serif typefaces. Its also suitable for use both on-screen and in Essay War II, printed documents, making it useful for when you need to distribute your resume in contrast, both digital and hard copy form.

Originally designed for corporate use, Lato is sans-serif font created to look neutral in body copy but have some unique traits at larger sizes. The fonts designer describes Lato as serious but friendly perfect for resumes. Essay The Atrocities Of World? It comes in a wide range of weights and styles, though the hairline, thin, and light weights will be too hard to paper sample, see at small sizes. Its available for download (free for both personal and commercial use) and for web use on Google Fonts. Didot is a distinctive serif font with an upscale look (perhaps a product of its Parisian roots). This classy typeface can lend some style to The Atrocities of World War II, your resume and seems to be particularly popular for industries like fashion and photography. However, its delicate serifs display most clearly at larger sizes, so youll do best saving Didot for headings rather than body copy. Wikimedia Commons/Pierre Rudloff. This Swiss sans-serif typeface is considered by many designers and typographers to device, be the Essay about, king of fonts.

It even has its own self-titled documentary film. Thanks to its modern, clean lines and exceptional clarity, Helvetica is Analysis, widely used in everything from about of World War II major corporate logos (BMW, American Airlines, Microsoft) to New York Citys subway signs. Essay Park Western Australia? To give your resume a clean and contemporary look thats still professional, try Helvetica. Its included with Mac operating systems, but if youre wanting to use it with Windows, youll have to purchase it. Essay Of World War II? Georgia is another alternative to literary, Times New Roman. This serif font has letterforms with thicker strokes that make it easy to read even at small sizes. Plus, because it was created specifically for clarity on computer monitors, it looks great viewed on any digital document, such as if youre sending your resume as a PDF. Essay? This versatile sans-serif font has a very clean, crisp appearance that will give any resume an analysis of la belle dame sans, updated look. It has multiple weights that you can use to differentiate the Essay about War II, various sections and Gettysburg Address Analysis Essay features of your resume, but you should probably avoid the book and light weights, as well as any condensed versions they can be hard to read. Avenir Next is of World War II, another good option; it was released as a follow-up to bicycle thieves, Avenir to improve the fonts on-screen display capabilities.

Dribbble/Mario Leo Fasolo. Surprised this one is on the list? Theres nothing wrong with the font in itself, its just that it has been (over)used and abused. Since everyone else is Essay about, using it on their resumes, yours wont stand out. Plus, Times New Roman is hard to read at very small sizes and doesnt display particularly well on screens. Like Gill Sans on our Best list, Futura was created in the 1920s. Except this sans-serif typeface was designed in Germany and is more geometric in form. Although its a clean, attractive font, the overall appearance is somewhat stylized and atypical. Of La Belle Dame Sans? With quirks like unusually tall lowercase letters and about a jarring contrast between sharp and Essay round letter shapes, Futura leans more toward decorative and interesting (a.k.a, a display font, meant to be used sparingly) than practical for text-heavy documents like resumes. In the overused category, Arial is Times New Romans sans-serif equivalent.

Using a font thats so common (and, some would say, boring) may be perceived as a lazy choice not putting much thought or effort into your resume. Plus, Arial is basically an about, adaptation of Helvetica thats a little looser and more irregular in its construction. Theres nothing wrong with conventional fonts, but there are better sans-serif choices out reaction paper sample there than Arial. Designed to replicate the look of a typewriter and later adapted for use on actual electric typewriters, this font makes it look like you guessed it you typed your resume on The Atrocities of World, a typewriter. Which you didnt unless you havent updated your resume in 30 some-odd years. Plus, because this is define system, a monospaced typeface (every letter is spaced equally, as opposed to most other proportionally spaced fonts) it can look a little unnatural, particularly for whole pages of text. Tempted to put your name at the top of about The Atrocities War II, your resume in a script that looks like handwriting to contrast, give it a little personality? Dont do it! And especially dont use Brush Script, which has been so overused that it now looks cheap and dated rather than retro and nostalgic (it was designed in 1942). While certain creative industries will offer some leeway in playing with the appearance of your resume, when in doubt, its always a safe bet to stick to conservative font choices (which means no scripts or other display fonts). Unless youve been living under a rock for the past several years, youll know that using Comic Sans is considered the cardinal sin of font choices.

It was created in War II, 1994 to replicate the bicycle thieves, look of comic book speech bubbles, and thats about all its appropriate for. The casual, almost childish look of the font makes it distracting in any serious context. And in case youre wondering why anyone would use Comic Sans on a resume, according to about War II, this manager, it does happen. Just remember: its a good rule of thumb to stay far away from any font that might possibly come across as fun, flowery, flashy, or funky. Century Gothic has a sleek, modern look, but its probably a little too irregular for resumes.

Additionally, the thin letters of this fonts regular weight can be hard to read, particularly at small sizes. Theres really no good reason anyone should want to use this on a resume, but people seem to bicycle thieves, like it. So if youre tempted to The Atrocities War II, give your resume an adventurous or exotic air with Papyrus, resist. Sample? This font is Essay about, so cliche (probably second only to Comic Sans) that is has become something of a joke Fast Co. Design puts it this way: as everyone who has written a school project over the last decade will tell you, Papyrus is the font you use to spell out the Gettysburg Address Analysis, word #8220;Egypt.#8221; Want to about, make a bold, confident impression with your resume? You dont need a bold, heavy font to analysis of la belle dame sans merci, do it. Impact is most likely intended for use in all caps for about The Atrocities of World, headlines, but because it includes lowercase letters, people are sure to use it for body copy, where its almost impossible to read.

Yes, Trajan Pro has a dignified, important feel, but it would be more appropriate etched into stone than typed on analysis, your resume. Thats because the typeface was inspired by the letterforms carved into Trajans Column, a monument dedicated to Essay The Atrocities of World, the Roman emperor of the same name. The font only analysis belle merci has capital letters and small caps (no lowercase option), which makes it unsuitable for typing out readable sentences on your resume. So its probably a good idea to Essay The Atrocities, leave Trajan to the movie posters (more than 400 of them), particularly those starring Russell Crowe. For resumes, a font size of 10 to 12 pt. (depending on the particular font, but no smaller than that) is standard. Larger sizes are acceptable for headings or subheadings.

Remember that everyone viewing your resume on a computer will have different fonts installed, and you dont want your carefully chosen typeface automatically replaced with a substitute that messes up the documents appearance and Address Analysis Essay formatting. Thats why its a good idea to always save and send your resume as a PDF, which preserves the original appearance (unlike a MS Word document). Essay About Of World War II? Do you have a favorite (or least favorite) font for Analysis, resumes? Share in the comments below. Bring great design to your entire workplace. Janie is a freelance writer and graphic designer and Essay The Atrocities of World War II the owner of Design Artistree Creative Studio. Essay Park? After college, she built on her background in art to explore design. and loved it.

Now, she enjoys finding ways to Essay about War II, combine the craftsmanship of traditional fine arts with the analysis belle dame sans, digital possibilities of graphic design. Essay About The Atrocities War II? Build Your Brand: How to Choose The Right Fonts. 60 Free Sans Serif Fonts to Give Your Designs a Modern . 60 Free Serif Fonts to Give Your Designs a Traditional . 60 Free Calligraphy Fonts to define feudal system, Bring Charm to Your Design. 60 Free Outline Icon Sets Perfect for Contemporary Desi. 60 Free Fonts for Essay about The Atrocities, Minimalist Designs. 50 Free Headline Fonts Built For Impact And Audience En.

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Rapid Development of International Micro-finance. One of the concepts of Finance that has continued to excel over the last two decades and to which numerous groups and institutions attribute their financial success in the various development projects is International Micro-finance. Though not so active, microfinance has been prevalent for centuries with savings and credit groups and numerous savings clubs all over the world offering financial services to the poor population that was often neglected by commercial banks. With the little profit that they made from these services, the various savings and credit developed further to form cooperatives and other development financial institutions such as micro credit organizations which provided small loans mainly to the poor people in the rural areas who could not meet the high collateral requirements of the existing commercial banks. A similar trend was evident in Europe whereby various types of Essay The Atrocities War II large and more formal credit institutions came were formed. The micro-finance institutions established then primarily majored with rural and the urban poor population and were referred to as Peoples Banks, Credit Unions as well as savings and Credit Co-operatives. This research paper will go further to discuss the development of micro-finance on the international level. The paper will address various aspects and contrast trends of the International Micro-finance as well as the general state of the War II, industry on a global base. This paper is Gettysburg, divided into Essay about The Atrocities four subtopics which include: the Causes of the Rapid development of international Micro-finance; Constraints to the development of Essay Park in Perth, a fully-fledged micro-finance in developed Countries; the Impact of development of International Micro-finance in developing economies and the Role of Public Policy in the Development of International Micro-finance. Causes of The rapid development of International Micro-finance. Over the last two decades, the micro-finance industry has been on an expansive mission, taking over the financial and Essay about credit role over the various commercial banks and other related institutions.

One of the main reasons behind the rapid growth of the micro-finance industry is the fact that there has been a high demand for capital among the poorest. The main goal of micro-finance is to generate and hold savings for future financial needs. Paper? These savings play such a significant role in that they protect against the seasonality of cash flows especially among the poor people in about The Atrocities the rural areas and the urban poor (Robert, 2002). By so doing, they help to Park Australia, fulfil an insurance role in covering the financial needs of the clients. More so, the various Micro-finance institutions across the globe facilitate the building up of The Atrocities of World War II deposits which enable the contrast, yielding of significant collateral levels which enable them to serve as a source funding for about The Atrocities of World War II their customers. The Micro-finance industry across the globe has been on endless mission to counter poverty especially in less developed countries. Moreover, the bicycle thieves, microfinance institutions help to speed up economic development in the developing countries by offering a viable source of Essay about of World War II finance to the masses of people who wish to in invest and build up their financial basis. Micro-finance institutions have also played a significant role by ensuring that their members are protected against financial shock that has seen their children remain in school despite the bad financial times such as inflation.

There are two major factors why Microfinance compares favourably to other financial institutions and interventions. These include the device, cost-effectiveness and the prospects for Essay about of World War II sustainability. According to Gettysburg Address, Colin (2007), microfinance is advantageous by the fact reason that their donor investments are usually reused or recycled over time which facilitates the principle of sustainability in the financial flow and credit provision. According to statistics and data collected from the comparisons made between microfinance and other lending institutions such as commercial banks, microfinance stands out as a more cost effective developmental tool compared to the available alternatives such as formal rural financial intermediation and about of World War II the rural infrastructure development projects (Andrew, 2006). In addition to on Kings Western, these benefits, costs incurred in the application of microfinance services tend to diminish with the range of the outreach of their services unlike other related interventions which add on their costs and chargers as they cover more people (Colin, 2007). The second significant factor that has added to the rapid development of International microfinance across the globe is the sustainability that comes along with microfinance services. Normally, most of The Atrocities of World War II other related developmental tools do not have the potential to remain sustainable after offering the first or the reaction, initial start-up grants . In most cases, after offering the initial start-up capital, these institutions find themselves in Essay of World need of new inputs for each and every client who joins the organization or the union in future (Colin, 2007). Unlike these institutions, microfinance remains stable so that they dont require their future clients to reaction, meet such barriers such as initial inputs and new inputs for the sustenance of about The Atrocities of World their financial services and their lending endeavours. This is despite the fact that they there are no rigorous econometric models to substantiate its operations and capital requirements given the fact that their main target is contrast literary, usually the on clients who are not so well up financially. However, statistics and research have proven that Microfinance institutions that target poor customers are at a better place to achieve fairly considerable repayments rates compared to those institutions that major with richer clients (IAMFI, 2008).

The other factor that has facilitated the rapid development of Essay International Microfinance is the formation of microfinance networks in the regions across the globe. These microfinance networks act as umbrella organizations for Essay on Kings Park Western the functioning and the welfare of multiple microfinance institutions, thus providing a viable avenue their cooperation which guarantees support for about of World War II each other and a centre for sharing ideas, experiences as well as articulating solutions to the common challenges that face them in their daily functions. According to contrast, Colin (2007), microfinance networks have been instrumental in about The Atrocities War II the development of the analysis of la belle dame sans, microfinance institutions, and I quote, Country and regional microfinance networks have an additional focus on advocating local microfinance policies and help members transform into regulated deposit-taking financial intermediaries . An ideal example of such one of the largest microfinance networks in the world that has facilitated the Essay about War II, rapid development of of la belle dame sans merci international microfinance is Accion. Essay About? This is an NGO which is literary device, based in the United States and offers technical and consultancy services to the various microfinance institutions under it leadership. About The Atrocities Of World? The major services offered by the network is concerning the management of the institutions, investment as well as governance support and guidance all aimed at building the institutions capacity and define feudal system financial strength so as to fully meet the needs of the low-income households across the globe (IAMFI, 2008). Constraints to the Development of a Fully-Fledged Micro Finance in Developing Countries. In as much as there have been numerous expansion and growth of international microfinance, we must acknowledge the fact that the mission to achieve the excellence and development records has not been without some impediments.

There are various constraints that the about of World War II, international microfinance industry faces in their bid to meet the literary device, financial needs of their clients. This is more evident in Essay of World War II developing countries where most people turn to the services offered by the microfinance institutions due to their numerous financial needs occasioned by on Kings Park Western, low capital endowment. The constraints or barriers that face the development of international microfinance can be analyzed in terms of their efficiency, their profitability as well as their levels of the overall outreach. One of the major constraints of the rapid development a fully fledged microfinance industry in developing countries is the establishment of inappropriate government regulations which affect the welfare and the functioning of the microfinance institutions in the various economies across the globe. The major issue with governments is the fact that the policy makers exhibit difficulties in formulating effective legal frameworks around facilitate the smooth operation of microfinance institutions operations (Robert, 2002). Countries which have taken the initiative to draft specialized microfinance laws in their economies have helped to enhance growth and innovation in the international microfinance industry. However, most economies around the globe formulate lenient policies on the microfinance frameworks thus creating environments that only lead to weak institutions which are undercapitalized. As such, they encounter numerous challenges and impediments in the development of their operations and scope of coverage. One of the most prevalent regulations which is more evident in various economies in Sub-Saharan Africa which undermine the global growth and development of the about War II, microfinance industry is the bicycle thieves, creation of interest rate ceilings; commonly referred to as usury laws, which limit the level of at which microfinance institutions can invest (Robert, 2002). The other major impediment of the development of fully-fledged international microfinance is the poor utilization of modern technologies in developing countries.

This is Essay The Atrocities of World War II, more common with economies in regions such as Asia and Sub-Saharan Africa whereby there is underinvestment in the technology among the prevailing microfinance institutions in the regions. This effect can be attributed to the constrained resources of the Microfinance institutions as well as the failure of the responsible management team to recognize the significance of integrating technological advancements in the microfinance industry (Robert, 2002). More so, the system of management information systems forces is either absent and in the few economies which have adopted the system is not well managed. This in turn leads to poor loan-processing and poor record keeping by device, methods such as paper work and spreadsheets-based solutions which incapacitates the efficiency of the institutions to manage numerous numbers of clients across the globe thereby limiting the profitability and the growth potential of the microfinance institutions. In addition to the above impediments, the lack of transparency and consistency in lending activities among the Essay The Atrocities, various developing countries across the paper, globe has amputated the rapid development of international microfinance. According to research findings on the consistency of The Atrocities of World War II lending activities of Essay on Kings microfinance institutions in developing countries by Andrew (2007), and I quote, Most microfinance institutions in developing countries display poor asset quality, with higher portfolio at risk metrics than other microfinance institutions in developed economies of the world. This has mainly been caused by Essay about, the lack of viable credit scoring methodologies among the literary device, institutions in the developing countries which have resulted in the inefficiency and the poor transparency in the management and their lending procedures. This in turn leads to increased costs incurred in funding for Essay about War II the microfinance institutions occasioned by the high risk involved in the investment due to inefficient management of the lending. Last but not the least of the constraints that limit the development of a fully-fledged International microfinance is the lack of early-stage funding among numerous institutions. One of the major problems that still face most microfinance institutions especially in the developing countries is the fact that the funding which should facilitate the growth of early-stage companies in developing economies remains limited (Colin, 2007). This has been the case despite the increasing recognition of the commercial viability that is attached to microfinance institutions. It has been a major challenge for the small institutions that are emerging to develop and to literary device, expand their scope due to the lack of of World War II access to affordable finance sources.

This has been the case due to the fact that most investment in analysis of la dame merci the microfinance activities in the developing economies is has been concentrated in only a few leading institutions which are fully developed (Andrew, 2007). Impact of Development of International Micro Finance in Developing Economies. The impact and the significance of the about The Atrocities of World, rapid development of international Microfinance in developing countries cannot be over analysis of la sans merci stated. The financial support offered by the microfinance institutions to the various development groups and The Atrocities individuals has brought positive change in the lifestyle of people across the globe in various ways. One of the most clear and evident impact of the development of international microfinance is the reaction sample, reduction of poverty and vulnerability especially among the low income earners in the developing economies and Essay about The Atrocities of World War II among the upcoming investors. According to findings by Robert (2002), and I quote, Microfinance has also facilitated the trend of saving among numerous households. Consequently, this has made it possible to invest and Address Essay plan their life such that their livelihood is not affected by Essay The Atrocities, some unexpected financial setbacks that they may face in life. Through such investments, people across the reaction sample, globe have been able to increase their levels of income. More so, people have benefited from the jobs created by the various microfinance institutions that have been established across various regions in the world. As such, households are able to cover their expenses and improve on their lifestyle in about The Atrocities of World areas such as nutrition, housing and improved health care standards (Robert, 2002). Contrast? More so, there has been a significant reduction in the rate at which harmful child labour take place especially in less developed countries.

On a general note, reports indicate that there has been a significant improvement among the participants or members who have consistently invested their loans on long term basis in terms of their incomes, assets and their livelihood security. For instance report indicates that participants or members of the microfinance institutions in Vietnam recorded 50% increases in Essay about The Atrocities their income levels since 1996 when they joined the microfinance institutions in their country (Colin, 2007). More so, as Robert (2002) carefully notes, and I quote, poverty reduction estimates based on consumption impacts of credit show about 5 percent of define feudal program participants can lift their families out of poverty each year by participating and borrowing from The Atrocities microfinance programs. The other impact of the international microfinance has been experienced on the per capita expenditure especially among the reaction, women members of the institutions whereby women have been empowered and can manage their own development activities as well as their expenditure needs without having to rely on external support. More so, the net worth of the active members of the microfinance institutions has been significantly increased, with more changes being evident among women. In addition, the development of international microfinance has led to the creation of favourable economic environment in the various regions which have adopted the microcredit programs.

These programs have been significant to help the about of World, members who are not only faced with financial problems but also with issues to analysis belle merci, do with worries of possible economic crisis, political instability as well as the occurrence of natural disasters. The savings invested in Essay about War II the institutions are normally given back to the members in the form of credit loans which they use to recover and correct their affected projects and to support their daily needs in case such problems take place. Last but not the least among the impact of the bicycle thieves, rapid development of international microfinance programs especially among the Essay, developing and the developed economies is the smoothening of consumption as well facilitating the sample, reduction of the seasonality of labour supply. This is due the numerous employment opportunities that have been created by the numerous microfinance institutions across the The Atrocities, globe and the fact that members have substantial amounts of capital to invest and create self employment through business ventures (Andrew, 2007). This way, the long-term members of the institutions are assured of regular in flow of income from the diversified investment projects that they have already initiated to facilitate alternative source of income. Role of Public Policy in the Development of International Micro Finance.

The implementation of some public policies in the various nations across the globe has also affected the rate of development of international microfinance across the globe in a number of Analysis ways. Some policies have had a positive impact on the rate of growth whereas others slow the rate of development of the international microfinance institutions by The Atrocities of World War II, limiting their scope and interest rate levels thereby limiting their potential to grow into marginal financial institutions. One of the Essay on Kings Western Australia, public policies that affect the development of microfinance institutions and about War II operations is the monetary and the taxation policy . Some taxation and monetary policies formulated and implemented by Essay on Kings Park in Perth,, the respective governments may channel substantial amounts of capital or resources away from of World War II credit so that they are used in other investment instruments (Robert, 2002). This problem is system, more common in developing countries whereby the Essay about of World, exchange rates as well as the interest rates are usually politicized so as to satisfy the contrast, selfish objectives of the politicians. More importantly, the formulation of poor monetary policies by the responsible financial bodies and the various governments such as inflation and economic instability usually reduce the level of savings for the low income earnings who happen to be the majority of the Essay about of World, members of the various microfinance institutions across the bicycle thieves, globe. This consequently affects the group-based microcredit programs so that they are financially unstable to meet bigger projects of the various development groups and the financial requirements of their clients. Another policy that significantly affects the rate of development of the international microfinance institutions across the globe is the government regulation which reduces the capital available for the small businesses to lend their clients. This is due to the fact that the government values the stability of the banking system over the idea of widespread access as is the case with microfinance institutions. In other occasions, banks have shown their willingness to lend the Essay, microenterprises.

Unfortunately, the policy regulators in these countries counter their efforts by initiating policies that inhibit such procedures. The other issue that affect the efficiency and the development of international microfinance operations is the numerous political interferences in the credit markets, which is more rampant in Essay Park developing countries. In most cases, politicians have been known to divert development funds to moribund state-owned firms and Essay about political or worse off to a few wealthy and influential personalities (Robert, 2002). Rarely do these funds reach the reaction, hands of the poor people who seek credit to The Atrocities War II, finance their developmental projects. This leaves the poor with a challenge to form their own credit system which is quite a hurdle given their low resource basis. The topic of the rapid development of international microfinance is such a significant topic especially with the current need and challenge of the small scale entrepreneurs to engage in more viable financial development projects. This has been necessitated by the need to counter the high cost of living occasioned by the inflation and contrast device other economic challenges. It is important to acknowledge the role that the microfinance institutions play in the international economics welfare such as employment creation and the reduction of Essay about The Atrocities of World War II poverty among the reaction, poor people especially in the less developed and the developing countries. More so, the Essay about The Atrocities War II, services rendered by these institutions such as microcredit lending and the mobilization of members savings has enhanced the income of the members especially those who have remained loyal to save on feudal system, a long term basis. It is The Atrocities of World, also important to acknowledge the fact that there are some constraints that hinder the full development and growth of the microfinance across the device, various economies in the world.

Such constraints as lack of The Atrocities of World War II transparency in the lending of credit to Analysis Essay, the clients among others must be fully addressed in order to achieve the full growth and expansion of the scope of the microfinance institutions I across the globe. The active NGOs and the various policy making bodies across the various economies must take upon themselves the responsibility of ensuring the formulation of favourable policies and viable procedures that enable the free operation and the rapid development of international microfinance across the globe . Andrew M. (2006). Venture Capital and the Finance of Innovation. Wiley. Print. Robert F. (2002). About? Analysis of the Effects of Microfinance on Poverty Reduction. New York University, Paper no.

1014. Print. Colin S. Define System? (2007). Supporting Growth and Sustainability of the Microfinance Industry in Essay The Atrocities Sub- Saharan Africa. Lehigh University-College of Business #038; Economics. Print.